A. Jair Montes Arias, CFA, FRM, CAIA

* The opinions in this web are PERSONAL and DO NOT reflect the opinion of my workplaces

* PERUVIAN with Spanish, Native American, Chinese, Italian, African and Austrian ascendance

* Economist with strong interest in Finance and Health Sectors

* DATA-DRIVEN researcher

* Favorite Phrases: “And now here is my secret, a very simple secret: It is only with the heart that one can see rightly; what is essential is invisible to the eye.” / "Let’s make the world a better place” / Financial instruments are double edged swords