Biography

* The opinions in this web are PERSONAL and DO NOT reflect the opinion of my workplaces

* PERUVIAN with Spanish, Native American, Chinese, Italian, African and Austrian ascendance

* Economist with strong interest in Finance and Health Sectors

* DATA-DRIVEN researcher

* Favorite Phrases: “And now here is my secret, a very simple secret: It is only with the heart that one can see rightly; what is essential is invisible to the eye.” / "Let’s make the world a better place” / Financial instruments are double edged swords

EDUCATION:

Earned the title of Chartered Financial Analyst (CFA), Financial Risk Manager (FRM) & Certificate in Quantitative Finance (CQF) (2014 - 2020)

Master of Finance by Massachusetts Institute of Technology (MIT) in Massachusetts, USA (2017 - 2018)

Licentiate in Economics by Universidad del Pacífico in Lima, Peru (2016)

Graduated in the First Place of the VII Summer Program in Advanced Finance by the Central Reserve Bank of Peru (2014)

Bachelor in Economics by Universidad del Pacífico in Lima, Peru (2010 - 2014)

Nuestra Señora de la Merced School, Ate, Lima, Peru. Elementary and High School (1998 - 2009)

THANKS A LOT

I hope to give valuable information through this research. I spent a lot of time working on this, sacrificing many hours of sleep.

I have a huge interest to support Peru and the world! I work on the finance field, but I used my knowledge into a health issue thanks to the influence of my family environment.

I based all this article in conclusions of my friends + conversations with my current students from Universidad del Pacifico (Financial Economics II, section A, 2020.1) + the experience from my parents (doctor and dentist) in medicine + my experience working with data + talks with friends from Nuestra Señora de la Merced School, Universidad del Pacifico, The Central Bank of Peru and the Master in Finance at MIT and many other friends who helped me with this research.

PS. 1 I am economist, dedicated to the Finance field, but some people of my family are related to the healthcare sector (Medicine and Dentistry).

PS. 2 I learned the importance of the natural herbs because a great part of my family is from Huancayo. My grandfather (Adolfo Arias Arana, my best friend forever) was from Huancayo, Peru. He passed away in 2019, but he taught me many lessons during my life.

PS. 3 My four grandparents already passed away, but they taught me the importance of helping people. This research is a tribute to them: Adolfo Arias Arana / Teresa Paz Porras / Mercedes Adrianzén Villar de Montes / Elías Montes Munive

Best regards,

A. Jair Montes Arias, CFA, FRM, CQF